Are you grateful? That’s a big question. It is pronounced at this time of the year. You can be grateful for the big things like health, or even the little things like the comforts of your home. It’s not a science as much as it is an art, whereby you acknowledge certain things in your...Read More

Fear is a fact.  We all experience it.  When I talk about fears, I’m not referring to the phobias that people have or the adrenaline that explodes through our body when our safety is suddenly threatened.  The first needs clinical help, and the second recedes as the danger passes. I’m talking about those fears that...Read More

“Appreciation can make a day, even change a life.  Your willingness to put it into words is all that is necessary.”  Margaret Cousins Appreciation means to increase in value.  We understand the concept of appreciation in the financial realm, yet increasing the value of others is not as clear. Rather than talk about the “how...Read More